Finance tools
Run the money math before you commit to it: take-home pay, loan and EMI schedules, mortgage payments, retirement projections, and compound growth. There are dedicated tools for the US, UK, Canada, and Australia, plus India-specific calculators for income tax, GST, CTC breakdowns, and HRA exemption. Every calculation happens in your browser, so your salary and balances are never sent anywhere.
41 free tools · no sign-up
Estimate take-home pay after federal, FICA, and state tax — for any US state.
Compare your FY 2025-26 tax under the new and old regimes side by side.
Estimate monthly take-home from your CTC after EPF, tax, and professional tax.
Work out your tax-exempt House Rent Allowance with the least-of-three rule.
Plan your path to debt-free with the snowball or avalanche method.
Estimate your full monthly mortgage payment including PITI, PMI, and HOA.
Project your retirement nest egg with compounding contributions and inflation.
Find the maximum loan you can qualify for based on income and FOIR/DTI.
Project dividend income and portfolio growth with optional DRIP reinvestment.
Convert hourly pay to annual salary, or vice versa, instantly.
Find the time and interest required to pay off credit card debt.
Calculate the new average share price after subsequent purchases.
Estimate future value and wealth gain from mutual fund SIP investments.
Calculate the optimal shares to purchase based on account size and risk tolerance.
Define trade target prices and protection limits by percentage margins.
Calculate dividend yields by comparing annual dividend payout against share prices.
Determine Benjamin Graham intrinsic values for value investing.
Estimate total broker charges, GST, STT, and transaction tax costs.
Compare wealth growth projections for monthly SIPs vs single lump sum investments.
Calculate weighted average costs for stock holdings across multiple purchase batches.
Why use these finance tools?
- Country-aware defaults — US paycheck withholding, Indian tax slabs, and UK/CA/AU salary rules are built in, not bolted on.
- See the full picture: amortization schedules, interest paid over time, and how one extra payment changes a debt payoff date.
- Nothing is stored or transmitted — enter real numbers without creating an account or trusting a server with your finances.